We believe that building personal, trusted and long-term relationships is behind our success with helping our clients manage their wealth successfully. 

Taking steps to plan for a secure financial future – whether it’s for you, your family or your business – is one of the most important steps you will ever take. But it’s an ongoing process, and we are here to help if your goals adapt or your situation changes. No two people are in the same circumstances or share the same exact ambitions, which is why we passionately believe that a tailor-made approach to all our clients is so important. 

The number of clients we’ve attracted through referrals and recommendations over the past decade is testament to our approach, and we have a proud track record of helping people across Norwich & Norfolk, Suffolk, Cambridgeshire and Peterborough – as well as further afield – realise their ambitions.

What is investment planning?

Whether you already have cash on hand, you’ve just inherited a lump sum or you’re simply thinking about the wealth you hope to accumulate in the future, investment planning is crucial to making your money work for you.

It’s about marrying your assets with your goals – finding a way to boost your wealth in a way that will give you the lifestyle, opportunities and legacy that you want. So if it’s thinking about university fees for your children, preparing for a comfortable retirement or maximising what you leave for your loved ones, investment planning gives you the best chance to achieve your goals. 

How do I start an investment portfolio? 

There are several factors you need to take into account, but one of the most important is your attitude to risk. Broadly speaking, the longer-term your goals are, the more risk you can afford to take. 

You should also think about what sorts of things you want in your portfolio, be it ISAs, stocks and shares, bonds and gilts, commodities or property.

This might all sound daunting, but we are here to help you. 

How do I grow my investments? 

This is where we come in. We have the expertise and experience to talk you through your options and help you find the right home for your money. Investing is different from speculating. Investing is a long-term process, enabling your money to grow over a period of time rather than simply trying to find a short-term boost. Of course, you might get lucky if you speculate, but the benefit of a well-planned investment portfolio is that any short-term dips are smoothed by long-term growth. 

By combining your personal ambitions with our expertise, you’ll be maximising the chances of seeing your investments blossom. 

What does an investment manager do? 

The first thing we do is get to know you, and get to understand your plans and ambitions. We then talk you through your options and work with you to find the best way to realise those ambitions. 

There will be a continual two-way dialogue. You’ll receive regular updates on how your investments are doing, and we are always on hand to discuss how you might want to tweak your investments and guide you through how we can help if your circumstances or goals change.

Starting a family, moving to a new job or changing career, setting up a business, and receiving an inheritance are just some of the things that can impact how you manage your wealth, and we are here to help you at every step of the way.

We can assist with planning for your retirement, financial protection, growing your portfolio, reducing your inheritance tax liabilities and planning what happens to your wealth after you’ve gone.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief is generally dependent on individual circumstances.

Frequently asked questions